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One Bank. One Transfer. Every Payment.

OneUtility MFB is a Digital Bank with registration number 1084813 and regulated by the Central Bank of Nigeria to offer banking services. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

FOR YOU

  • Personal Banking
  • Cards
  • Loans
  • Savings
  • Investments
  • Kiddies & Teens

FOR BUSINESS

  • Business Banking
  • Branch & Team Mgt.
  • Investment
  • Business Cards
  • Collections
  • APIs & Integrations
  • Business Loans

UTILITY BANKING

  • Utility Banking
  • Utility Cards
  • Utility Loans
  • Asset & Infrastructure Financing
  • Green Lending

1UBANK

  • About Us
  • Contact Us
  • Investor Relations
  • Careers
  • Blog
  • Press & Media
  • Privacy Policy
  • Request Account Deletion

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4u@oneutilitymfb.com
+234 813 129 4306, +234 913 6666 700
+234 913 6666 700

© 2026 OneUtility MFB. All rights reserved.

Everything that Matters,
All in one Place.

OneUtility brings life's moving parts together, keeping you connected, in control, and ready for what's next.

One balance. Every part of your money.

Utilities, transfers, savings, loans and investments — from a single account.

Total Balance

₦946,908.00

SAVINGS · 0930202920

UTILITIES
TRANSFERS
INVESTMENTS
LOANS

Built 4U.

Banking that moves at your speed and the freedom to spend your way.

OneUtility Bank brings everything that matters together in one simple, intuitive experience, helping you stay connected, in control, and ready for what's next.

OneUtility Bank mobile banking experience
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One Bank.One Transfer.Every Payment.One Bank.One Transfer.Every Payment.One Bank.One Transfer.Every Payment.One Bank.One Transfer.Every Payment.One Bank.One Transfer.Every Payment.One Bank.One Transfer.Every Payment.One Bank.One Transfer.Every Payment.One Bank.One Transfer.Every Payment.

Enjoy Today, Build Tomorrow.

From small wins to big milestones, your money works quietly in the background, helping you achieve more without the stress.

Start Saving
For You

One Bank. Every Way In.

Whichever way you need us, we're already there.

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Confidence in every transaction

Spend at home, spend abroad. Contactless, virtual and physical — issued in minutes, frozen in one tap.

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Getting Paid Should Feel Easy.

When payments come in without the chasing, checking and reconciling, there's more time to focus on what keeps your business moving.

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Why Choose Us?

Your money has places to go. We're making it easier to move, manage and grow, so you can spend less time thinking about banking and more time getting on with life.

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